The BeneCore Difference
Why Employers Choose BeneCore?
“Employers consider BeneCore because they are looking for more value from their benefits broker. They choose BeneCore because they recognize our ability to deliver upgraded benefit plans and assist in improving their workforce relations through valuable HR services. This allows them to attract and maintain quality personnel, meet defined objectives and achieve company goals making them a stronger, more profitable organization.”
Gregory DeMedio, President
BeneCore
Employers have endured double digit premium increases for over a decade forcing many to downgrade coverage by choosing plans with higher deductibles and co-pays. But even with plan adjustments employers and employees usually end up paying higher premiums and higher out of pocket expenses when they need to utilize their coverage.
From time to time, plan evaluations are necessary however it is also important for employers to consider the level of service they receive from their benefits broker and the cost associated with those services. Typically a broker receives about 5% of your monthly premium as commission. How much does your broker get paid? After determining your brokers monthly fee ask yourself these two questions:
Question 1: What does your broker do to earn his/her commission?
Question 2: The last time your company suffered a premium increase your broker got a pay raise. Did he/she do anything differently or add additional services or products for their increase in compensation?
At BeneCore we think it’s time for employers and employees to get more for their hard earned money. That’s why we don’t just sell a policy and collect our monthly commission checks. We allocate a portion of our commissions to fund essential HR services and products as well as provide additional employee benefits to help your company attract and maintain dedicated employees.
While most companies pay thousands of dollars a year to obtain professional HR Services and enhanced employee benefits, we include them as part of our value-added package at no additional charge. (See Products & Services for a complete listing)
So compare BeneCore’s service and products against your current broker and see for yourself how BeneCore clients Maximize Their Employee Benefits.
COBRA Administration |
NO ADDITIONAL CHARGE |
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HR Audit & Compliance Check
Evaluate your HR procedures to confirm compliancy with State and Federal guidelines and make recommendations to prevent employee lawsuits |
NO ADDITIONAL CHARGE |
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HR Forms Library & Resource Center
Legal approved HR personnel forms, checklists and procedures. |
NO ADDITIONAL CHARGE |
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Premium Invoice Analysis & Reconciliation
Confirm premium invoices are accurate to reflect appropriate changes and deletions to avoid costly overcharges. |
NO ADDITIONAL CHARGE |
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Employee Benefits Website
a secure, custom website that you and your employees can access 24/7 to streamline, organize and manage all of your employee benefits and other important company documents, reports and information. |
NO ADDITIONAL CHARGE |
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Employee Assist Hotline
When you or your employees have questions about claims, coverage or bills you deserve answers. |
NO ADDITIONAL CHARGE |
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Employee Health Advocate
When your employees are faced with difficult medical decision they can speak with a personal health advocate, usually a registered nurse or medical director |
NO ADDITIONAL CHARGE |
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Annual Price Comparison Analysis & Market Availability |
NO ADDITIONAL CHARGE |
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Employee Assistance Program (EAP)
A confidential counseling and referral service for ALL employees, their spouse and dependent children. Parenting & Child Care, Elder Care, Adoption, Legal, Tax & Accounting and much more |
NO ADDITIONAL CHARGE |
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Pharmacy Discount Program
20% to 40% Savings at of 53,000 Pharmacies. Available to All Employees |
NO ADDITIONAL CHARGE |
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Vision Discount Program
All Employees Receive Valuable Discounts on Vision care, lenses and frames |
NO ADDITIONAL CHARGE |
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Discount Fitness Program
All Employees save up to 50% at participating gyms and fitness centers |
NO ADDITIONAL CHARGE |
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On-Site Open Enrollment
Open forum and one-on-one meetings with employees to help them make the right decisions |
NO ADDITIONAL CHARGE |
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